Pat is seasoned senior executive with four decades of diversified leadership experience in a myriad of industry verticals. His depth of knowledge and understanding have enabled him to navigate his ventures and private holdings to exponential growth and success. From his earlier days of growing a startup tour company to become one of the major international tour operations, and from his pioneering marketing innovations in the cruise line industry to his own personal cruise line holdings, Pat has had the foresight, financial and economic savviness, and entrepreneurial fortitude needed to succeed. His work with international governmental bodies in economic development further added to his portfolio of valuable experience. A highly sought-after advisor to executive management and ownership groups in areas of marketing, sales, strategic planning, mergers and acquisitions, and capitalization, Pat is well suited to leading our team.

As CFO, Dwarka leads our highly qualified team of Certified Public Accountants and Payroll Tax Specialists, including members who previously served in roles with Citigroup and the City of New York. Dwarka’s extraordinary career spans more than four decades, having founded and overseen the operations and management of a highly regarded New York-based CPA firm. He is a licensed Certified Public Account, Certified Financial Advisor, and a Certified Financial Planner. Dwarka’s professionalism, business ethics, and demeanor distinguish him as a true leader and invaluable asset to our company.

As corporate counsel, Jeffrey advises the company related to legal matters, compliance, risk management and contractual agreements. He is a member of the New York Bar Association and the Massachusetts Bar Association, and is currently listed in New York Super Lawyers®, Business and Corporate, 2022 and Best Lawyers in America®, 2023. Jeffrey completed his undergraduate studies at University of Rochester, graduating with honors, and received his law degree (J.D.) from University at Buffalo School of Law. A frequent guest legal panelist at major conferences, seminars, and webinars, Jeffrey is also a prolific writer with published articles in a broad-spectrum of topics, including Federal Relief programs for businesses amid the COVID-19 pandemic.

Hilda leads our talented team of business customer account managers. Hilda is a twenty-plus year veteran of the banking industry, having served in leadership roles with such industry giants as HSBC and JP Morgan Chase. Among her many attributes, Hilda has the extraordinary abilities of internal team building, external customer relations, and business development. She leads by example and her professionalism, deep financial services product knowledge, and cheerful personality allow her to deservedly earn the trust, admiration, and respect of both business clients and team members alike.